这是一款为多种业务场景打造的个人司法风险核验产品，依托权威数据源与精准校验技术，可根据用户提供的个人基础信息，快速、准确判定目标对象是否存在司法风险，帮助机构从源头拦截身份冒用、虚假申请等风险，筑牢业务安全第一道防线。

This is a personal legal risk verification product designed for various business scenarios. Relying on authoritative data sources and accurate verification technology, it can quickly and accurately determine whether a target person has legal risks based on the basic personal information provided by the user. It helps institutions intercept risks such as identity theft and false applications from the source and build a solid first line of defense for business security.

【产品接入形式】
 我们为您提供便捷高效的 API 接口服务，合作流程简单易操作：数据需求方与我方签署产品购买合同后，即可开通专属 API 调用权限。您只需通过接口提交待验证的用户信息，系统将实时同步返回精准的验证结果，满足业务高效审核需求。目前接口支持单次查询（仅支持单人信息核查），暂不提供批量调用服务。

【Product Integration Method】

We provide you with a convenient and efficient API interface service. The cooperation process is simple and easy to operate: After the data requester signs a product purchase contract with us, exclusive API call permissions will be activated. You only need to submit the user information to be verified through the interface, and the system will return accurate verification results in real time, meeting the needs of efficient business audits. Currently, the interface supports single queries (only single-person information verification is supported), and batch call services are not yet available.

【产品输入输出参数】
 接口入参：姓名、身份证号；
 接口返回：
-是否涉刑人员
-是否近 5 年涉破坏金融管理秩序案
-是否近 5 年涉非法吸收公众存款案
-是否近 5 年涉违法发放贷款案
-是否近 5 年涉洗钱案
-是否近 5 年涉金融诈骗案
-是否近 5 年涉集资诈骗案
-是否近 5 年涉贷款诈骗案
-是否近 5 年涉信用卡诈骗案
-是否近 5 年涉保险诈骗案
-是否近 5 年其他涉刑案
-是否 5 年前涉刑案
-是否涉案人员、是否涉毒人员、是否吸毒人员、是否在逃人员、是否重点人员、是否社恐人员、是否涉稳人员、是否其他重点人员
-是否涉交通类案件
-是否近 5 年涉危险驾驶案
-是否近 5 年涉交通肇事案
-是否 5 年前涉交通类案号
-是否正常

【Product Input/Output Parameters】

Interface Input Parameters: Name, ID Number;
Interface Return:
-Is the individual involved in a criminal case?
-Is the individual involved in a case of disrupting financial management order within the past 5 years?
-Is the individual involved in a case of illegally absorbing public deposits within the past 5 years?
-Is the individual involved in a case of illegally issuing loans within the past 5 years?
-Is the individual involved in a money laundering case within the past 5 years?
-Is the individual involved in a financial fraud case within the past 5 years?
-Is the individual involved in a case of fundraising fraud within the past 5 years?
-Is the individual involved in a loan fraud case within the past 5 years?
-Is the individual involved in a credit card fraud case within the past 5 years?
-Is the individual involved in an insurance fraud case within the past 5 years?
-Is the individual involved in other criminal cases within the past 5 years?
-Is the individual involved in a criminal case more than 5 years ago?
-Is the individual involved in a case, drug-related offenses, drug users, fugitives, key personnel, individuals with social anxiety, individuals with stability concerns, or other key personnel?
-Is the individual involved in a traffic-related case?
-Is the individual involved in a case of dangerous driving within the past 5 years?
-Is the individual involved in a traffic accident case more than 5 years ago?
-Is the individual involved in a traffic-related case number more than 5 years ago?
-Is the individual normal?

【产品付费模式】
 为适配不同机构的业务规模与使用需求，我们提供两种灵活的付费模式供您选择：
1、按调用次数计价：年度调用次数在 50 万次以内的部分，按原价计费；超出 50 万次的调用量，可享受专属优惠折扣。合作期间按季度进行对账统计，您只需按照合同约定时间完成款项支付即可，资金安排更灵活。
2、按年包付费：以年度为单位购买固定调用额度包，需提前预付对应费用（相比按次计费模式，年度额度包可享受更具竞争力的优惠价格）。在服务年度内，若调用次数超出额度包范围，超出部分将按照单次调用原价单独计费，兼顾成本控制与业务弹性需求。

【Product Payment Models】

To accommodate the different business scales and usage needs of various organizations, we offer two flexible payment models for you to choose from:

1. Pay-per-call: For calls under 500,000 per year, the original price applies; calls exceeding 500,000 will enjoy exclusive discounts. Accounts are reconciled quarterly during the cooperation period; you only need to complete payment according to the contractually agreed time, allowing for more flexible financial arrangements.

2. Annual subscription: Purchase a fixed call allowance package on an annual basis, requiring prepayment of the corresponding fee (compared to the pay-per-call model, the annual package offers more competitive pricing). Within the service year, if the number of calls exceeds the package limit, the excess will be charged separately at the original price per call, balancing cost control with business flexibility."