We give you tools to unlock growth

Accounts as a Service(Matrix)

Offer your customers secure, feature rich accounts built on a fully regulated platform.

1. Open and manage business accounts in multiple currencies, receiving payments from different platforms.

2. Deliver fast and secure domestic & cross-border payments, in the client’s preferred currency.

3. Simplify your payments through digitization.

Card as a Service

Comprehensive suite of solutions for prepaid cards, for commercial use cases.

1. Set rules around merchant category, currency, time period, transaction limit, and more. Update rules in real-time.

2. Instantly cancel or freeze a card at any time to prevent further transactions from being made.

3. Utilise the PhotonPay BIN alongside our global infrastructure to provision cards for your end customers.

Payment as a Service

Send and receive funds seamlessly with control and transparency.

1. Effortless API integration, automated pay-ins and pay-outs. Liberate your team from mundane tasks.

2. Expedite the process of settling multiple bills to vendors and suppliers with a few clicks.

3. Pay in real-time or schedule for future payments. Reduce workload and eliminate mistakes.

Designed for developers, by developers.

• Best-in-class developer tools

Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.

• Complex use cases made easy

Our comprehensive APIs can be tailored to suit your most complex requirements, all supported by our world-class technical teams.

• Flexible deployment options

Decrease time to market with pre-built components and elements or build natively with a full API integration.

Streamline Compliance

• Customizable Onboarding Process Personalize your layout and features, ensuring an experience tailored to your users.

• Tailored KYC Procedures Select the appropriate KYC procedures based on specific AML-CFT regional requirements, while offering scalable risk management.

• Customized AML Monitoring Design bespoke anti-money laundering (AML) screening and continuous monitoring processes to meet specific business needs.