• Dedicated Card BIN (DC)

As the pioneer fintech card issuer in the Greater China region of Discover® Global Network, PhotonPay offers dedicated card BINs from Discover® Global Network, ensuring stable and reliable payments.

Diners Club International® has significant influence and popularity in specific sectors like travel and hospitality, focusing on partnerships with brands in airlines, hotels, car rentals, and airport lounges.

• Comprehensive Scenarios

Enable spend for Media Buying, OTAs, B2B Procurement, Supply Chain Management, Freelancing and more.

• Expense Management

Create unique policies for each spend limit, and auto-enforce them across PhotonPay card, bill pay, travel platform, and reimbursements — giving you more control over every transaction.

• Smart Reconciliation

Automates transaction records, spend alerts, approval reminders, expense reports, and more. Which automatically makes the month-end easier for you.

• Secure and Compliant

The highest level of PCI-DSS certification and 3DS 2.0 authentication ensures every transaction.

Shared Card - Spend via your account balances as much as you wish.

· Instant Use

Connect to PhotonPay's Global Accounts, spend as much as the balance has.

· Just-in-time Funding

Convert available balances from accounts in real time

Regular Card - One-Stop Business Expenses Management

Perfect for covering employee expenses such as hotel stays, flight bookings, and transportation for international businesses.

· Expense Management

Customize spending limits and set budgets to reduce the risk of overspending.

· Dual Authentication

Enhanced protection, ensuring spending and preventing attempts to misuse the card