Founded in 2015, PhotonPay is a digital financial infrastructure providing global cash management services to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance.
With strong compliance strength and technological innovation capabilities, PhotonPay is committing to building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquarters in Hong Kong and expand localized service to 8 international offices, PhotonPay partners with a network of top-tier banks, global financial institutions and serves more than 200,000 enterprises expanding globally.
Unlimited global payouts.
· A wide range of payment routes
Enjoy full coverage of 180+ countries and support payments in 60+ currencies.
· Access bank-beating rates
Market-leading FX rates for any business size and avoid hidden transaction fees.
· Multi-layered approval workflows
Create separate accounts for each entity and customize multi-layered approval workflows.
Mass Payouts
Available in over 180+ countries and regions, and payments can be completed within one working day.
· Efficient One-Click Payment Execution
Instant payouts by batch to payees in 180+ countries and territories and 60 currencies.
· Minimize Risk and Fraud
Entrust your KYC, AML and fraud prevention processes to us, your business is backed by our regulated and audited platform that's globally recognized by regulators.
· Flexible choices for payees
Streamline payee experiences with instant mass payouts. Decide what's best for you and your payees.
Account-to-Account Payouts
Increase payout speed from days to seconds
· Avoid wasted time and costly FX fees
Supports like-for-like settlement, eliminating high exchange fees, and reducing transaction costs for businesses.
· Streamlined Payment Process
Connect with other PhotonPay users globally at a lower cost, enabling efficient money transfers in various scenarios and fostering collaboration within the ecosystem.
Photon Card
Covers all online and offline consumption scenarios through Mastercard / Discover® Global Network.
· Suitable for various transaction size
Available to businesses of all sizes and scales. Manage your cards from a single dashboard.
· Eliminate delays on visibility of purchases.
Get real-time access to spending. Each card has a clear payment trail, so it’s easy to track purchases.
· Save on FX fees with multiple settlement currencies
Pay global expenses directly from your PhotonPay multi-currency accounts, eliminating unnecessary FX conversion fees.
· Minimize the risk of fraud
Validate authorisation requests with digital signatures, and protect against fraud with 3D Secure authentication.
CLICK HERE to view the detailed user guide for more information. For more information about the product, please visit the Product Page.