Founded in 2015, PhotonPay is a digital financial infrastructure providing global cash management services to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance.
With strong compliance strength and technological innovation capabilities, PhotonPay is committing to building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquarters in Hong Kong and expand localized service to 8 international offices, PhotonPay partners with a network of top-tier banks, global financial institutions and serves more than 200,000 enterprises expanding globally.
Expand your business
Reach 180+ geographies and offload the costs, risks, and complexity of staying compliant around the world.
Increase Authorization Rates
Guard against declined transactions and fraud by leveraging our machine-learning optimizations.
Top-class risk control
Customize your risk controls and detect, prevent, and respond to fraud.
Low-fees
Ditch bank surcharges and international fees by processing locally.
Financial Controls
Manage your payments and finances across the full stack of tools. Our intuitive Dashboard puts you in complete control.
Go global, accept local
Delight your customers and get more value from every transaction anywhere in the world.
Easy navigation, comprehensive documentation, get-started guides, and a sandbox environment to test payments.
Save valuable development time and reduce the compliance burden by keeping on top of the latest PCI standards and regional regulations.
Integration that's fit for you
Shape your solution with a modular approach that scales to fit your business’s needs.
1. Plug-ins
Directly plug payments into the platforms and tools of your choice with our powerful partnerships.
2. Hosted Payment Page
Deploy a payments page hosted entirely by PhotonPay with a low-code, one-time integration.
3. API
Fully customizable for checkout UI exactly how you want it.
Enhanced Features
Unlock revenue with flexible options.
1. Subscription
Keep your loyal customers signed up for the long haul.
2. Payment links
Create payment links for your customers to send you online payments.
3. Tokenization
Increase acceptance rates, cut scheme fees, and lower costs with issuer-recognized tokens.
CLICK HERE to view the detailed user guide for more information. For more information about the product, please visit the Product Page.